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Deposit Services
EBSB wants to help your business succeed. By getting to know you and your business, we can tailor a package of banking products that suits your particular situation. Start with one of our business checking accounts and grow with Internet banking, business money market or take advantage of our cash management program.
- No monthly fee, no minimum balance required
- 300 free transactions per statement cycle, includes checks paid, deposits, deposited items, ATM withdrawals, POS transactions, transfers, ACH debits, and ACH credits
- ATM or Visa® Business Debit Card access
- $50 minimum to open
$.50 for each transaction in excess of 300 per statement cycle
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- 500 free transactions per statement cycle, includes checks paid, deposits, deposited items, ATM withdrawals, POS transactions, transfers, ACH debits, and ACH credits
- ATM or Visa® Debit Card access
- $50 minimum to open
- $.50 for each transaction in excess of 500 per statement cycle
- $25 monthly fee
- $50,000 minimum daily balance in your account or $50,000 combined daily balance in all business checking accounts to waive the monthly fee
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- Suited to businesses conducting over 500 transactions per month
- ATM or Visa® Debit Card access
- Earnings credit allowance - 80% of average previous month's 1-year treasury (subject to change) with no reserve or allocation of FDIC assessment.
- $50 minimum to open
- $10 monthly fee
- $.18 per check paid
- $.80 per deposit
- $.10 per deposited item
- Account analysis may result in earning credits offsetting any fees.
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Business Interest Checking
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Available to sole proprietors, non-profit organizations, and government entities
- Earns a competitive variable interest rate
- Unlimited transactions
- ATM or Visa® Business Debit Card access
- $50 minimum to open
- $5 monthly fee
- $.18 per check paid
- $.80 per deposit
- $.10 per deposited item
Effective Date: 2/2/2012
Business Interest Checking |
| Balances From | To | Interest Rate* | Annual Percentage Yield* |
| $0 | $999.99 | 0.10% | 0.10% |
| $1,000 | $2,499.99 | 0.10% | 0.10% |
| $2,500 | $9,999.99 | 0.10% | 0.10% |
| $10,000 | $24,999.99 | 0.10% | 0.10% |
| $25,000 | Over | 0.10% | 0.10% |
$50 minimum to open
*Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change with notice. The minimum balance tiers to earn the APY stated on this rate sheet reflect the full tier balance ranges for each appropriate tier.
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- Earns a variable tiered interest rate; compounded and credited monthly
- No-risk investment that pays a higher interest rate
- Check writing privileges
- Insured in full by the FDIC and DIF
- $2,500 minimum to open
- $8 monthly fee if your minimum daily balance falls below $2,500
- $15 fee for each transfer in excess of six during a statement cycle
Effective Date: 2/2/2012
Money Market Account |
| Balances From | To | Interest Rate* | Annual Percentage Yield (APY) |
| $10 | $2,499.99 | .10% | .10% |
| $2,500 | $24,999.99 | .15% | .15% |
| $25,000 | $49,999.99 | .25% | .25% |
| $50,000 | $99,999.99 | .40% | .40% |
| $100,000 | $249,999.99 | .60% | .60% |
| $250,000 | $999,999.99 | .90% | .90% |
| $1,000,000 | Over | 1.00% | 1.00% |
Minimum to open $2,500.
*Rate is variable and may change after account opening.
Fees and withdrawals may reduce earnings.
The minimum balance tiers to earn the APY stated reflect the full tier balance ranges for each appropriate tier.
A Money Market account is a limited transaction account. This account is limited to six pre-authorized, automatic, telephone, or online banking transfers to another account or to third parties or checks made to a third party per statement cycle. A fee will apply for each transfer in excess of the six during a statement cycle.
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Business Banking