Personal Deposit Rates

Certificates of Deposit

Rates as of July 24, 2014

Certificate Term Minimum to open and earn APY Interest Rate* Annual Percentage Yield
6 Month Fixed $2,500 0.35% 0.35%
9 Month Fixed $1,000 0.50% 0.50%
12 Month Fixed $1,000 0.50% 0.50%
15 Month Fixed $1,000 0.70% 0.70%
18 Month Fixed $1,000 0.55% 0.55%
24 Month Fixed $1,000 0.70% 0.70%
36 Month Fixed $1,000 1.00% 1.00%
48 Month Fixed $1,000 1.09% 1.10%
60 Month Fixed $1,000 1.39% 1.40%
30 Month Step-up** $1,000 0.85% 0.85%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. A penalty may be imposed for early withdrawal from a certificate of deposit (CD) account.
**Special rate and "step-up" offer valid for a limited time only. One Step-Up is allowed during the 30 month CD. At the time of your request to step-up, you will receive the current 30 month interest rate in effect at that time.

Money Market

Rates as of July 24, 2014
Minimum to Open $2,500

Balances From To Interest Rate* Annual Percentage Yield
$10 $2,499.999 0.10% 0.10%
$2,500 $24,999.99 0.15% 0.15%
$25,000 $49,999.99 0.25% 0.25%
$50,000 $99,999.99 0.35% 0.35%
$100,000 $249,999.99 0.50% 0.50%
$250,000 $999,999.99 0.80% 0.80%
$1,000,000 over 1.00% 1.00%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. This is a variable interest rate accounts and the interest rate may change at any time. The minimum balance tiers to earn the APY stated above reflect the full tier balance ranges for each appropriate tier.

Interest Checking

Rates as of July 24, 2014
Minimum to open $50

Balances From To Interest Rate* Annual Percentage Yield
$0 $9.99 0.00% 0.00%
$10 over 0.05% 0.05%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. This is a variable interest rate accounts and the interest rate may change at any time. The minimum balance tiers to earn the APY stated above reflect the full tier balance ranges for each appropriate tier.

Premier Checking

Rates as of July 24, 2014
Minimum to open $50

Balances From To Interest Rate* Annual Percentage Yield
$0 $9.99 0.00% 0.00%
$10 $4,999.99 0.10% 0.10%
$5,000 $24,999.99 0.10% 0.10%
$25,000 $49,999.99 0.10% 0.10%
$50,000 over 0.10% 0.10%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. This is a variable interest rate accounts and the interest rate may change at any time. The minimum balance tiers to earn the APY stated above reflect the full tier balance ranges for each appropriate tier.

Statement Savings

Rates as of July 24, 2014
Minimum to open $50

Balances From To Interest Rate* Annual Percentage Yield
$0 $24.99 0.00% 0.00%
$25 over 0.10% 0.10%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. This is a variable interest rate accounts and the interest rate may change at any time. The minimum balance tiers to earn the APY stated above reflect the full tier balance ranges for each appropriate tier.

Retirement Certificates of Deposit

Rates as of July 24, 2014

Certificate Term Minimum to open and earn APY Interest Rate* Annual Percentage Yield
6 Month Fixed $500 0.35% 0.35%
9 Month Fixed $500 0.50% 0.50%
12 Month Fixed $500 0.50% 0.50%
15 Month Fixed $500 0.70% 0.70%
18 Month Fixed $500 0.55% 0.55%
24 Month Fixed $500 0.70% 0.70%
36 Month Fixed $500 1.00% 1.00%
60 Month Fixed $500 1.39% 1.39%
20 Month Rate Lock IRA*** $25,000 0.65% 0.65%
30 Month Step-up** $500 0.85% 0.85%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. A penalty may be imposed for early withdrawal from a certificate of deposit (CD) account.
**Special rate and "step-up" offer valid for a limited time only. One Step-Up is allowed during the term of the 30 month CD. At the time of your request to step-up, you will receive the current 30 month interest rate in efect at that time.
*** Deposits to the 20-Month Rate Lock must be new money from trustee transfers or direct rollovers to EBSB. Upon maturity, the 20 Month Rate Lock CD will renew at the then 18-month term and interest rate.

Retirement Money Market Savings Account

Rates as of July 24, 2014
Minimum to Open $50

Balances From To Interest Rate* Annual Percentage Yield
$0 $24.99 0.00% 0.00%
$25 over 0.40% 0.40%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. This is a variable interest rate accounts and the interest rate may change at any time. The minimum balance tiers to earn the APY stated above reflect the full tier balance ranges for each appropriate tier.