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Overview

Business Deposits

Certificate of Deposit as of May 7, 2008
    
  Minimum to Open and Earn APY Interest Rate* Annual Percentage Yield (APY)*
6 Month $2,500 1.88% 1.90%
9 Month $1,000 2.33% 2.35%
12-23 Month $1,000 2.37% 2.40%
18 Month $1,000 2.47% 2.50%
19 Month** $1,000 2.47% 2.50%
24-35 Month $1,000 2.72% 2.75%
30 Month*** Step-Up $1,000 2.76% 2.80%
36-59 Month $1,000 2.76% 2.80%
60 Month $1,000 2.76% 2.80%
24-60 Month
Variable*
$500 2.72% 2.75%

Penalty for early withdrawal.
*Rates may change after account opening without notice. Fees may reduce earnings and are subject to change without notice.
**Upon maturity 19 month CD will renew to the then current 18 month CD interest rate.
***Special rate and "step-up" offer vaild for a limited time only. One Step-Up is to the then 30 month CD interest rate. Program subject to change without notice. Substantial penalty for early withdrawal.


Retirement CD as of May 7, 2008
    
  Minimum to Open and Earn APY Interest Rate* Annual Percentage Yield (APY)*
6 Month $500 1.88% 1.90%
9 Month $500 2.33% 2.35%
12-23 Month $500 2.37% 2.40%
18 Month $500 2.47% 2.50%
19 Month** $500 2.47% 2.50%
24-35 Month $500 2.72% 2.75%
36-59 Month $500 2.76% 2.80%
60 Month $500 2.76% 2.80%
24-60 Month
Variable*
$100 2.72% 2.75%
*Rates may change after account opening without notice. Fees may reduce earnings and are subject to change without notice.
**Upon maturity 19 month CD will renew to the then current 18 month CD interest rate.
Note: Penalty for early withdrawal before age 59 1/2.


Business Money Market Account as of May 7, 2008
     Minimum to open $2,500
    
Balances From To Interest Rate* Annual Percentage Yield (APY)*
$10.00 $2,499.99 0.25% 0.25%
$2,500.00 $24,999.99 1.74% 1.75%
$25,000.00 $49,999.99 1.98% 2.00%
$50,000.00 $99,999.99 2.37% 2.40%
$100,000.00 $249,999.99 2.57% 2.60%
$250,000.00 Over 2.76% 2.80%
*Rate may change after account opening without notice.
*Fees may reduce earnings and are subject to change without notice.


 

Commercial Loan

To verify rates and discuss your specific loan need, call a Commercial
Loan Officer at 1-800-657-EBSB.


 

For current commercial loan rates please contact a Commercial Loan Officer at 800-657-3272.



Commercial Prime Lines of Credit

  • Priced off of Prime
  • Monthly payment 1% of outstanding balance.

Commercial Second Mortgage Loan

  • 7.00%-7.50%, 1-10 year term.
  • 80% LTV if 1st mortgage is with EBSB.
  • 75% LTV if 1st mortgage is not with EBSB.

Please see any Commercial Loan officer to open a new account. For Fixed Rate Certificates of Deposit, rates are guaranteed for the length of the specified term. Early withdrawal penalties will be imposed. For all other accounts, rates may change after the account is opened. Fees could reduce the earnings on these accounts.


Member FDIC. Member DIF. Equal Housing Lender. Equal Opportunity Lender.

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