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| Certificate of Deposit as of
May 7, 2008 |
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Minimum to Open
and Earn APY |
Interest Rate* |
Annual Percentage
Yield (APY)* |
| 6 Month |
$2,500 |
1.88% |
1.90% |
| 9 Month |
$1,000 |
2.33% |
2.35% |
| 12-23 Month |
$1,000 |
2.37% |
2.40% |
| 18 Month |
$1,000 |
2.47% |
2.50% |
| 19 Month** |
$1,000 |
2.47% |
2.50% |
| 24-35 Month |
$1,000 |
2.72% |
2.75% |
| 30 Month*** Step-Up |
$1,000 |
2.76% |
2.80% |
| 36-59 Month |
$1,000 |
2.76% |
2.80% |
| 60 Month |
$1,000 |
2.76% |
2.80% |
24-60 Month
Variable* |
$500 |
2.72% |
2.75% |
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Penalty for early withdrawal.
*Rates may change after account opening without notice. Fees may
reduce earnings and are subject to change without notice.
**Upon maturity 19 month CD will renew to the then current 18 month
CD interest rate.
***Special rate and "step-up" offer vaild for a limited
time only. One Step-Up is to the then 30 month CD interest rate.
Program subject to change without notice. Substantial penalty for
early withdrawal.
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| Retirement CD as of May 7,
2008 |
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Minimum to Open and Earn APY |
Interest Rate* |
Annual Percentage
Yield (APY)* |
| 6 Month |
$500 |
1.88% |
1.90% |
| 9 Month |
$500 |
2.33% |
2.35% |
| 12-23 Month |
$500 |
2.37% |
2.40% |
| 18 Month |
$500 |
2.47% |
2.50% |
| 19 Month** |
$500 |
2.47% |
2.50% |
| 24-35 Month |
$500 |
2.72% |
2.75% |
| 36-59 Month |
$500 |
2.76% |
2.80% |
| 60 Month |
$500 |
2.76% |
2.80% |
24-60 Month
Variable* |
$100 |
2.72% |
2.75% |
*Rates may change after
account opening without notice. Fees may reduce earnings and are subject
to change without notice.
**Upon maturity 19 month CD will renew to the then current 18 month CD interest rate.
Note: Penalty for early withdrawal before age 59 1/2. |
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| Business Money Market Account
as of May 7, 2008 |
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Minimum to open $2,500 |
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| Balances From |
To |
Interest Rate* |
Annual Percentage
Yield (APY)* |
| $10.00 |
$2,499.99 |
0.25% |
0.25% |
| $2,500.00 |
$24,999.99 |
1.74% |
1.75% |
| $25,000.00 |
$49,999.99 |
1.98% |
2.00% |
| $50,000.00 |
$99,999.99 |
2.37% |
2.40% |
| $100,000.00 |
$249,999.99 |
2.57% |
2.60% |
| $250,000.00 |
Over |
2.76% |
2.80% |
*Rate may change after
account opening without notice.
*Fees may reduce earnings and are subject to change without notice.
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