Personal Deposit Rates

Certificates of Deposit

Rates as of August 25, 2016

Certificate Term Minimum to open and earn APY Interest Rate* Annual Percentage Yield
6 Month Fixed $2,500 0.30% 0.30%
9 Month Fixed $1,000 0.40% 0.40%
12 Month Fixed $1,000 0.45% 0.45%
13 Month Fixed Special**** $1,000 1.25% 1.26%
15 Month Fixed $1,000 0.65% 0.65%
16 Month Fixed** $1,000 1.34% 1.35%
18 Month Fixed $1,000 0.50% 0.50%
24 Month Fixed $1,000 0.65% 0.65%
25 Month Bump-Up*** $1,000 1.40% 1.41%
36 Month Fixed $1,000 1.00% 1.00%
48 Month Fixed $1,000 1.49% 1.50%
60 Month Fixed $1,000 1.59% 1.60%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. A penalty may be imposed for early withdrawal from a certificate of deposit (CD) account.
**16 Month CD will automatically roll into the then 18 Month CD rate and term upon maturity.
***25 Month Bump Up CD: customer initiated one-time bump-up to the then current 24 Month CD for the rest of the term. Upon maturity, CD will automatically roll into the then 24 Month CD interest rate and term.
****13 Month CD will automatically roll into the then 12 Month CD rate and term upon maturity.

 

Money Market

Rates as of August 25, 2016
Minimum to Open $2,500

Balances From To Interest Rate* Annual Percentage Yield
$10 $2,499.99 0.10% 0.10%
$2,500 $24,999.99 0.15% 0.15%
$25,000 $49,999.99 0.20% 0.20%
$50,000 $99,999.99 0.30% 0.30%
$100,000 $249,999.99 0.43% 0.43%
$250,000 $999,999.99 0.73% 0.73%
$1,000,000 over 0.92% 0.92%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. This is a variable interest rate accounts and the interest rate may change at any time. The minimum balance tiers to earn the APY stated above reflect the full tier balance ranges for each appropriate tier.

Interest Checking

Rates as of August 25, 2016
Minimum to open $50

Balances From To Interest Rate* Annual Percentage Yield
$0 $9.99 0.00% 0.00%
$10 over 0.05% 0.05%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. This is a variable interest rate accounts and the interest rate may change at any time. The minimum balance tiers to earn the APY stated above reflect the full tier balance ranges for each appropriate tier.

Premier Checking

Rates as of August 25, 2016
Minimum to open $50

Balances From To Interest Rate* Annual Percentage Yield
$0 $9.99 0.00% 0.00%
$10 $4,999.99 0.10% 0.10%
$5,000 $24,999.99 0.10% 0.10%
$25,000 $49,999.99 0.10% 0.10%
$50,000 over 0.10% 0.10%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. This is a variable interest rate accounts and the interest rate may change at any time. The minimum balance tiers to earn the APY stated above reflect the full tier balance ranges for each appropriate tier.

Statement Savings

Rates as of August 25, 2016
Minimum to open $50

Balances From To Interest Rate* Annual Percentage Yield
$0 $24.99 0.00% 0.00%
$25 over 0.10% 0.10%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. This is a variable interest rate accounts and the interest rate may change at any time. The minimum balance tiers to earn the APY stated above reflect the full tier balance ranges for each appropriate tier.

Retirement Certificates of Deposit

Rates as of August 25, 2016

Certificate Term Minimum to open and earn APY Interest Rate* Annual Percentage Yield
6 Month Fixed $500 0.30% 0.30%
9 Month Fixed $500 0.40% 0.40%
12 Month Fixed $500 0.45% 0.45%
13 Month Fixed Special**** $500 1.25% 1.26%
15 Month Fixed $500 0.65% 0.65%
16 Month Fixed** $500 1.34% 1.35%
18 Month Fixed $500 0.50% 0.50%
24 Month Fixed $500 0.65% 0.65%
25 Month Bump-Up*** $500 1.40% 1.41%
36 Month Fixed $500 1.00% 1.00%
48 Month Fixed $500 1.49% 1.50%
60 Month Fixed $500 1.59% 1.60%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. A penalty may be imposed for early withdrawal from a certificate of deposit (CD) account.
**16 Month CD will automatically roll into the then 18 Month CD rate and term upon maturity.
***25 Month Bump Up CD: customer initiated one-time bump-up to the then current 24 Month CD for the rest of the term. Upon maturity, CD will automatically roll into the then 24 Month CD interest rate and term.
****13 Month CD will automatically roll into the then 12 Month CD rate and term upon maturity.

Retirement Money Market Savings Account

Rates as of August 25, 2016
Minimum to Open $50

Balances From To Interest Rate* Annual Percentage Yield
$0 $24.99 0.00% 0.00%
$25 over 0.25% 0.25%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. This is a variable interest rate accounts and the interest rate may change at any time. The minimum balance tiers to earn the APY stated above reflect the full tier balance ranges for each appropriate tier.