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Savings and CD's

Ultimate Statement Savings

Rates as of December 5, 2019
Minimum to open $50

Balances From To Interest Rate* Annual Percentage Yield
$0.00 less than $5,000 0.00% 0.00%
$5,000 $1,000,000 2.02% 2.04%
$1,000,000.01 over 0.25% 0.25%

*Rates are subject to change without notice. Annual Percentage Yield (APY). Personal accounts only. New money or existing customer must deposit additional money from another financial institution. A $15 fee will apply for each transaction in excess of six (pre-authorized, automatic, telephone or online banking transfers to another account or third parties) per statement cycle. Fees may reduce earnings. Ask a representative for details.

Statement Savings

Rates as of December 5, 2019
Minimum to open $50

Balances From To Interest Rate* Annual Percentage Yield
$0.00 $24.99 0.00% 0.00%
$25 over 0.08% 0.08%

* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. The minimum balance tiers to earn the APY stated above reflect the full tier balance ranges for each appropriate tier.

Certificates of Deposit
have flexible maturity dates with guaranteed returns! You choose your term from six months to 60 months. Our CDs are easy to establish and offer the peace of mind knowing that your deposits are 100% insured through the Federal Depositor Insurance Corporation and Depositors Insurance Fund.

Get started today with terms from six months to 60 months and as little as $1,000 or $2,500 for a fixed rate CDs.
  • Earns a fixed interest rate; compounded and credited monthly
  • No-risk investment that pays a higher interest rate
  • Insured in full by the FDIC and DIF

Certificates of Deposit

Rates as of December 5, 2019

Certificate Term Minimum to open and earn APY Interest Rate* Annual Percentage Yield
6 Month Fixed $2,500 1.80% 1.81%
9 Month Fixed $1,000 0.40% 0.40%
12 Month Fixed $1,000 0.45% 0.45%
13 Month Fixed Special***** $1,000 1.25% 1.26%
14 Month Fixed Special^ $1,000 1.75% 1.76%
15 Month Fixed $1,000 1.75% 1.76%
16 Month Fixed*** $1,000 1.50% 1.51%
18 Month Fixed $1,000 0.50% 0.50%
19 Month Fixed**** $1,000 1.55% 1.56%
24 Month Fixed $1,000 0.65% 0.65%
25 Month Bump-Up^^ $1,000 1.40% 1.41%
30 Month Fixed $1,000 1.70% 1.71%
36 Month Fixed $1,000 1.00% 1.00%
48 Month Fixed $1,000 1.24% 1.25%
60 Month Fixed $1,000 1.50% 1.51%
* Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. Fees are subject to change. A penalty may be imposed for early withdrawal from a certificate of deposit (CD) account. 
*****13 Month CD will automatically roll into the then 12 Month CD rate and term upon maturity.
^14 Month CD will automatically roll into the then 18 Month CD rate and term upon maturity.
***16 Month CD will automatically roll into the then 18 Month CD rate and term upon maturity.
****19 Month CD will automatically roll into the then 18 Month CD rate and term upon maturity.
^^25 Month Bump-Up CD will automatically roll into the then 24 Month CD rate and term upon maturity.